Car insurance companies are esearching the driving habits most likely to lead to accidents. Insurers are gathering data from onboard vehicle computers and cell phone applications to measure what is happening behind the wheel. With this information, insurance companies may increase rates for drivers based on the riskiness of their behavior, such as speeding and hard braking.
While different insurers define speeding and hard braking slightly differently, the following findings were found to be consistent for all insurance companies:
In the past, insurers have evaluated drivers by grouping them based on similar characteristics such as gender, age, marital status, driving history, and car type. Under this traditional pricing model, an 18-year-old male driving a sports car would be get a high rate, while a 30-year-old mother with a soccer van would be at a lower risk level. However, the new data being gathered could turn that model upside down and drivers may instead be rated based on behaviors like tailgating or driving on unfamiliar roads.
If you have received a speeding ticket in New York and you are concerned about increased insurance rates, it is highly recommended that you contact an experienced NY traffic lawyer. Rosenblum Law has a record of successfully combating traffic tickets. Fill out the contact form or call today for a free consultation at 888-434-0406.
This post was last modified on December 27, 2016 8:12 pm
Niagara County is home to the U.S. portion of Niagara Falls and is part of…
Located along the southern coast of Lake Ontario, Monroe County is the birthplace of many…
Montgomery County is located in the central part of New York State. It lies west…
Located just east of New York City, Nassau County has some of the highest property…
Essex County is bordered on the east by Lake Champlain, which serves as the New…
Considered part of the Buffalo-Niagara Falls metropolitan area, Erie County is the seventh-most populated county…